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Mosaic

We empower homeowners to unlock greater savings, resilience and value in their homes by making solar energy financing accessible and affordable for homeowners.
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2.5
Avg rating

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Mosaic is an industry-leading fintech platform for sustainable home improvements. Founded in 2010, Mosaic was a pioneer in clean energy lending and continues to provide innovative solutions for financing solar, battery storage, heat pumps and more. We have funded over $13 billion in loans to help more than 360,000 households make their homes more sustainable and save money on their utility bills. Our financing options unlock billions of dollars of capital annually into high-quality ESG assets. Join us in our vision of 100% clean energy for all at joinmosaic.com
Year Established
2011
Phone Number
855-746-5551

Services Offered

  • Financing

Industry Certifications

What Customers Are Saying

2.5
244 reviews
2.5
Average Rating 244 review(s)
Response
2.5
Quality
2.5
Value
2.5
Service
2.5
Leave a Review
Double charge

They send people out and lock your service off without notifying you or asking permission to come on your property.... 4th amendment violation for sure

Posted by marc.c.davis on Apr 08, 2024
Don’t use them or their contractor partners

They put a lien on my house for solar panels I DO NOT HAVE! I’ve been trying to get them to take the lien off by sending pictures and a copy of the contract with roofing contractor and they still won’t take the lien off my house. The contractor they made me use took six months to install the roof, six months!

Posted by sweis1960 on Apr 06, 2024
Don’t do it

If you ever want to get a HELOC or a loan off of your equity any time during your loan with mosaic, you will be denied. They refuse to work with any lenders and they lie about the lien on your panels. I specifically asked if there was any liens I needed to worry about before I signed and I was told no lo and behold. They lied. Avoid them at all costs.

Posted by markwieland on Mar 21, 2024
Never received anything but still put lien on home!

Pulled out of deal within the three day time period and was promised it was all taken care of back in July 2023 First of March 2024 applied for home equity line of credit to learn this company put a lien against my mortgage without my knowledge and without even having an account making payments on my credit report!! Needless to say I didn’t get my loan. Company will remove this from my mortgage and credit report within 60 days or they see me in court. Not good business practices!

Posted by haircuts36 on Mar 14, 2024
Abandoned

We worked with Mosaic for years doing home improvement loans without issue. As the 2024 busy season approaches (spring and summer in the upper Midwest) we just learned that Mosaic no longer offers finance for home improvements. Only solar loans are being written. At least I believe that is what I was told over the phone, as there was a language barrier with their customer service rep. I sure hope my customers who have financed hundreds of thousands of dollars with this company will be taken care of considering our account is now closed and we have no support.

Posted by justin on Mar 12, 2024
Avoid this company

I am very disappointed in this company and more so in myself for not having done any research on them. Their agent explained that I would only be pre-qualifying, and nothing would change on my credit or anywhere else. I decided to not do solar. Now I need to refinance my home to pay for a medical expense. Turns out I CANNOT BECAUSE MOSAIC HAS A LIEN ON MY HOME TITLE!!!! After speaking with them, they now need to verify there are no panels. WHY WOULDNT THEY VERIFY THERE WERE PANELS BEFORE PUTTING A LIEN ON MY HOME?!?!?!?! THIS IS CRIMINAL!!!!! Very upsetting and now ITS LIKE PULLING TEETH TRYING TO GET ANYWHERE WITH MOSAIC OR FREEDOM FOREVER TO CANCEL THIS FALSE LIEN. SOMEONE NEEDS TO MAKE THIS RIGHT AND HOLD THEM ACCOUNTABLE!!!!

Posted by cobian.m3 on Mar 11, 2024
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