Dividend Solar is an online, direct lending community that enables investment in residential solar at a meaningful scale. Our platform, the EmpowerPortal, changes the way investors and homeowners, alike, invest in solar. We connect creditworthy homeowners, customer-centric installers and financial investors, creating partnerships and aligning interests to enable all members of the solar value chain to benefit. Together, we make solar an investment – not just another monthly expense. One of our popular offerings are unsecured loans.
Dividend Solar started from a core belief that positive economic and social returns are not mutually exclusive. After working at Lehman Brothers and Merrill Lynch during the heart of the financial crisis, the founders discovered how misaligned interests between stakeholders can create negative economic and social outcomes. With that in mind, and recognizing the vast opportunity of distributed energy, Dividend Solar was formed. By lending directly to homeowners and partnering with leading installers, Dividend Solar replaces the misaligned incentives of the traditional solar financing model, and the high costs and red-tape of our banking system, with a transparent and technology-driven direct lending platform.
We believe that distributed solar is a core component of our country's energy infrastructure future. A diversified portfolio of loans secured by power-generating assets can provide investors with stable returns that are better insulated from economic cycles, yet traditional institutional investors and accredited individuals have largely been precluded from participating in these opportunities. Our EmpowerPortal enables streamlined access to this attractive asset class, serving as the bridge for large-scale capital and distributed energy infrastructure assets.