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Spruce Finance - Profile & Reviews

Lease a rooftop solar photovoltaic (PV) system with fixed monthly payments. Or purchase the power the system produces each month, the same way you pay your utility. Either way, you get free monitoring, maintenance, and insurance, as well as strong consumer protections.

Also available, solar loans are great if you prefer to own the solar PV system. Our homeowner loans offer attractive, flexible terms and strong consumer protections.

58 reviews

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  • "Most horrible company"

    Reviewed Jul 25, 2022

    DON’T DEAL WITH THIS COMPANY EVER IF YOU CAN AVOID IT. THEY SHOULD BE SHUT DOWN, NOTHING BUT SCAM ARTIST. UNFORTUNATELY OUR SOLAR CONTRACT WAS BOUGHT OUT BY THESE CRIMINALS AND DEALING WITH THEM IS A LIVING HELL. WE HAVE CONSISTENTLY RECVED THE BILL ON THE 26th or 27th of the month even though they swear they send bills out on the 15th of the month. Even if you look up what you owe and send a check 2 weeks ahead they still say they didn’t receive it on the 1st and charge an outrageous late fee. Paying by check is the only way you can avoid paying their fee of $4.75 to pay your bill by phone or on line, they try to force auto pay on you but I don’t trust this POS company with auto pay. I actually hate them, reported to BBB for all the good it does. They’re in TX so if you try to pay online you’ve got to pay by 5pm TX time or the online payment won’t go through. I’ve been sitting here on hold for 25 min just to pay a bill and be charged almost 5 bucks to pay. They bought out our contract I never agreed to anything with this unethical company. BEWARE CROOKS.

  • "UCC release"

    Reviewed Jul 20, 2022

    I been trying for this company just to email my escrow company the UCC release since the beginning on July They have collected all the paperwork they needed from me and real estate agent My closing date was 7/16/22 and as yet no response I been calling twice for a month they keep sayin 5 to 10 days I called this morning they said between today and Monday which today is Wednesday All I need is the UCC release emailed to escrow asap

  • "Incompetence and extortion - this should be illegal"

    Reviewed
    "Incompetence and extortion - this should be illegal"

    Reviewed Jul 18, 2022

    I signed this lease with a different company and had no issues for years. Spruce bought out the contracts and proceeded to fail at basic accounting and customer service. They extorted $150 out of me threatening to send me to collections even though MY BANK sends them a check every single month. They have ALL been negotiated.

    Spruce is on one again and is calling non stop but they flat out refuse to provide any itemized or otherwise carefully accounted conclusion proving the debt. These are horrible people and this 'business' is predation.

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United States