GoodLeap

If I could Give negative stars I would. This company is terrible. I’m a realtor trying to help buyers and sellers purchase and sell their homes and Goody consistently has delayed transactions, told my client they would send them documentation and then never do it delayed sending an application so that the closing was delayed and more. A terrible terrible company do not use them. Ask any realtor if they are the worst company to deal with for your clients!

Not only does your monthly payments start off high, for example mine started off at $365 a month but this company will hike up your rate with no warning! My payment is now $526 a month. For a single mother who was barely able to pay the $365 a month this was a big hit with my finances. When I brought this to their attention, they’re only solution to the problem was to pay them $3000 in lump sum to bring down my payment. If I was already struggling to pay my payment to begin with, where do they expect me to come up with that kind of money?! Stay away people! Do not make the same mistake I did.

GoodLeap are a predatory lending company that works with Titanium Solar Panel Company, predatory scammers. The lies about the tax credit and costing more than I was quoted from Titanium Solar. Going through financial transitions and asked if any assistance programs…none! Get multiple harassing calls daily from all kinds of numbers and today had a man banging on my door and left me a threatening letter from the GoodLeap today!!! PREDATORY LENDERS!!! GoodLeap need to be reported to the Consumers Rights

They seem to work hand in hand with solar company Mona Lee a lot. Even though I have an 800 credit score, they charged me a $17,365 “origination fee” on a solar install of $32,265. That was in order to take the rate from 11.9 to 4.9%. I didn’t know I had been locked into that lower rate and payment with the $17k added “fee” until they called to finalize the loan. I’ve been trying to get it fixed to the other loan ever since but have been passed back and forth between them and Mona Lee. No one gives answers. Especially an answer how that $17k fee is calculated. A safely guarded secret it seems. Everyone tries to be so friendly and kind, saying they are there to help, but never actually do. This type of fee has got to be illegal. Trying to find out. If anyone knows who to contact, please respond. Thanks.

They make loan terms intentionally unclear and confusing to charge you more interest. They advertise one thing and do something else. Do not recommend. Solar and HVAC companies should move away from GoodLeap as a partner.

The company only exists for the money alone and it doesn’t want to help a customer at all. The company keeps asking for money rather than listening to your problem.