LightStream - Profile & Reviews

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About LightStream

When you have good credit, you deserve a fast and simple low-interest loan for practically anything. LightStream calls it Lending Uncomplicated®, and they take a fresh approach to lending.

Their simple online process lets you apply in minutes. When your application is approved, you’ll quickly have funds deposited directly into your account, so you can focus on your purchase rather than the financing.

LightStream’s rates are always competitive, and they are visible before you apply. Every step, from application to funding, can be completed from a computer or mobile device. (Please note, we may receive a referral fee from LightStream through this link.)

Disclosures:
All loans are subject to credit approval by LightStream.

Truist Bank is an Equal Housing Lender. © 2020 Truist Financial Corporation. SunTrust, Truist, LightStream, the LightStream logo, and the SunTrust logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.

LightStream Reviews

2 reviews

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bstotts

"Short loan terms"

Reviewed Apr 16, 2018

"Short loan terms"

Reviewed Apr 16, 2018

Lightstream seems a good company to work with, but for the typical residential system ($10-25k), they only offer 7 year loans. (12 yr over $25k) That makes it almost impossible to tell your customers "you'll pay your loan instead of your monthly electric bill and it will be about the same amount from day 1." You really need a 20 year, 0 down loan to sell that model.

Also, no phone # on their web page to get quick answers so I question their service.

7 people found this helpful

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Jim M

Verified Customer

"Fast loan approval process"

Reviewed Feb 28, 2017

"Fast loan approval process"

Reviewed Feb 28, 2017

Quite a fast turnaround and great service!

4 people found this helpful

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