Low fixed rates with no fees or prepayment penalties for those with good to excellent credit.
Welcome to LightStream! We are a national online consumer lending division of SunTrust Bank, the flagship subsidiary of SunTrust Banks Inc., one of the nation’s leading financial services companies.
We believe that consumers who have established good credit have earned the right to a simple loan process and excellent rates.
LightStream delivers a revolutionary loan experience that allows customers to focus on their purchase, rather than on their financing. With our innovative lending products and proprietary technology, consumers with strong credit profiles can receive highly competitive, fixed rate financing via an easy, fast and entirely paperless loan process.
Lightstream seems a good company to work with, but for the typical residential system ($10-25k), they only offer 7 year loans. (12 yr over $25k) That makes it almost impossible to tell your customers "you'll pay your loan instead of your monthly electric bill and it will be about the same amount from day 1." You really need a 20 year, 0 down loan to sell that model.
Also, no phone # on their web page to get quick answers so I question their service.