LightStream - Profile & Reviews

Primary Line of Business

  • Financing Company

LightStream - Profile & Reviews

Primary Line of Business

  • Financing Company

Why Work With Us

Why Work With Us

Low fixed rates with no fees or prepayment penalties for those with good to excellent credit.

More About Us

More About Us

Welcome to LightStream! We are a national online consumer lending division of SunTrust Bank, the flagship subsidiary of SunTrust Banks Inc., one of the nation’s leading financial services companies.

We believe that consumers who have established good credit have earned the right to a simple loan process and excellent rates.

LightStream delivers a revolutionary loan experience that allows customers to focus on their purchase, rather than on their financing. With our innovative lending products and proprietary technology, consumers with strong credit profiles can receive highly competitive, fixed rate financing via an easy, fast and entirely paperless loan process.

Technology Offered

Technology Offered
  • Energy Efficiency
  • High Efficiency HVAC
  • Solar PV

Loan Product Details

Loan Product Details
  • Term

    2-12 years
  • Loan Types

    Equipment
  • Value Proposition

    Low fixed rates with no fees or prepayment penalties for those with good to excellent credit. Payment example: Monthly payments for a $10,000 loan at 4.99% APR with a term of 3 years would result in 36 monthly payments of $299.66.

Reviews from Our Community

Reviews from Our Community
2 Reviews
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bstotts
"Short loan terms"
Reviewed Apr 16, 2018
"Short loan terms"

Lightstream seems a good company to work with, but for the typical residential system ($10-25k), they only offer 7 year loans. (12 yr over $25k) That makes it almost impossible to tell your customers "you'll pay your loan instead of your monthly electric bill and it will be about the ...

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Jim M
"Fast loan approval process"
Reviewed Feb 28, 2017
"Fast loan approval process"

Quite a fast turnaround and great service!

2 out of 2 people found this review helpful
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