LightStream Primary Business

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LightStream - Profile & Reviews

Welcome to LightStream! We are a national online consumer lending division of SunTrust Bank, the flagship subsidiary of SunTrust Banks Inc., one of the nation’s leading financial services companies.

We believe that consumers who have established good credit have earned the right to a simple loan process and excellent rates.

LightStream delivers a revolutionary loan experience that allows customers to focus on their purchase, rather than on their financing. With our innovative lending products and proprietary technology, consumers with strong credit profiles can receive highly competitive, fixed rate financing via an easy, fast and entirely paperless loan process.

2 reviews

Write a Review
  • "Short loan terms"

    Reviewed Apr 16, 2018

    Lightstream seems a good company to work with, but for the typical residential system ($10-25k), they only offer 7 year loans. (12 yr over $25k) That makes it almost impossible to tell your customers "you'll pay your loan instead of your monthly electric bill and it will be about the same amount from day 1." You really need a 20 year, 0 down loan to sell that model.

    Also, no phone # on their web page to get quick answers so I question their service.

    7 people found this helpful
  • "Fast loan approval process"

    Reviewed Feb 28, 2017

    Quite a fast turnaround and great service!

    4 people found this helpful

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Low fixed rates with no fees or prepayment penalties for those with good to excellent credit.

  • Energy Efficiency
  • High Efficiency HVAC
  • Solar PV

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LightStream Headquarters

919 E Main St
Richmond, VA
23219-4625 US

Affiliations

A division of SunTrust Bank

Certifications

SunTrust Bank is an Equal Housing Lender

Licenses

Fully licensed and insured

Insurance

Lending services provided by SunTrust Bank, member FDIC.

States served by LightStream

  • Alabama AL,
  • Alaska AK,
  • Arizona AZ,
  • Arkansas AR,
  • California CA,
  • Colorado CO,
  • Connecticut CT,
  • Delaware DE,
  • District of Columbia DC,
  • Florida FL,
  • Georgia GA,
  • Hawaii HI,
  • Idaho ID,
  • Illinois IL,
  • Indiana IN,
  • Iowa IA,
  • Kansas KS,
  • Kentucky KY,
  • Louisiana LA,
  • Maine ME,
  • Maryland MD,
  • Massachusetts MA,
  • Michigan MI,
  • Minnesota MN,
  • Mississippi MS,
  • Missouri MO,
  • Montana MT,
  • Nebraska NE,
  • Nevada NV,
  • New Hampshire NH,
  • New Jersey NJ,
  • New Mexico NM,
  • New York NY,
  • North Carolina NC,
  • North Dakota ND,
  • Ohio OH,
  • Oklahoma OK,
  • Oregon OR,
  • Pennsylvania PA,
  • Rhode Island RI,
  • South Carolina SC,
  • South Dakota SD,
  • Tennessee TN,
  • Texas TX,
  • Utah UT,
  • Vermont VT,
  • Virginia VA,
  • Washington WA,
  • West Virginia WV,
  • Wisconsin WI,
  • Wyoming WY