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Sunlight Financial

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Sunlight Financial partners with solar companies to secure financing for solar systems, batteries and roofs. The loans Sunlight make available are homeowner-friendly, with a simple approval process. Partner with Sunlight or join Sunlight's experienced team to make your day a little brighter.
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3.5
Reviews
EnergySage Rating
3.5
EnergySage Reviews
EnergySage Rating
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About Sunlight Financial

Overview

Sunlight Financial is on a mission to save homeowners money and protect our environment.

Sunlight partners with solar companies nationwide to offer homeowners innovative, affordable loans. Sunlight's best in class technology and deep credit expertise simplifies and streamlines consumer finance, enabling Sunlight's strategic partners to quickly and easily provide homeowners with economic savings and environmental benefits.

Sunlight is in it for the long term, with our partners and our customers. Sunlight secures financial commitments, then makes loans available, fairly and responsibly.

In a rapidly changing market, Sunlight develops simple, intuitive processes that facilitate and accelerate the purchase, sale and installation of residential solar systems. Sunlight cares deeply about user experience, and keeps solar companies and homeowners top of mind in our online portal and flexible APIs.

Sunlight works with our strategic partners to create financial products that we believe in. And Sunlight hires, trains and develops teammates committed to providing service and support as reliable as the sun itself.
Year Established
2014
Phone Number
888-850-3359

Services Offered

  • Financing

Industry Certifications

  • Better Business Bureau
  • Solar Energy Industries Association

What Customers Are Saying

Ratings & Reviews

3.5
160 reviews
3.5
Average Rating 160 review(s)
Response
3.5
Quality
3.5
Value
3.5
Service
3.5
Leave a Review
Horrible company

Do not use this company for home improvement loans, especially because they don't verify or correct errors even when they become aware of them. I used Sunlight for a home improvement loan and the company did not complete the work and the company has since, closed. I called Sunlight as soon as I received a call from the contractor informing me that the company was not going to finish the work and they were urging me to file a lawsuit. I contacted Sunlight and by this time I had been paying my payments timely, and I continue to pay even though the work was not completed. Sunlight has not been willing to work with me regarding this grievance and they are not doing right by their loyal clients.

Posted by rljuarez182 on Dec 10, 2024
They won't authorize a loan transfer

To the Sunlight Financial people that is reading this review. I filed a complaint on BBB against your company. I sold my house and unfortunately had the displeasure to have Palmetto Solar install the solar panels and Sunlight Financial being the Lender is not allowing the loan to be transferred to the buyers. I have been doing my monthly payments on time and never defaulted. Your ability to not being helpful is causing me a lot of grief, my house is sold, I'm doing this to be closer to family. Page 6 of the contract says the lender may authorize the transfer of the loan, SO WHAT IS YOUR PROBLEM, JUST TRANSFER THE LOAN!

Posted by atoscano1305 on Oct 16, 2024
Service partner

Worst installation partner on the market. Becareful my fellow contractors. This not a company you want to install solar or finance any project. They delay payments and just overal poor partnership. Also fact in they went bankrupt already. You have been warned.

Posted by Steven from Renewable Energy Solutions LLC on Sep 11, 2024
Bankrupt company that raises your rates after 18 months without consent

This started when I tasked my ex girlfriend to call around for solar panel installation quotes. She immediately called Withlacoochee River Electric Company (WREC) out electric provider and they suggest Coronado Solar. I found this strange that a non-profit, coop was suggesting any solar company but maybe they get a kickback from it I didn't not know. However I wish they'd never suggested Coronado. The salesman from Coronado, Gabriel, put great pressure on myself and my ex, he wouldn't take no for an answer and the under great, great duress I caved and signed a bunch of things I wasn't in agreeance with. He did change the terms to make it slightly less of a bilk but the cost is beyond any reasonable cost, nearly $70,000 for ground mount solar. Too to my complaint is that they use Sunlight Financial as the financial institution, there are a mountain of complaints against Sunlight for bad business practices. I didn't really have an issue until this month when they raised my solar fee from $255 to $325 without so much of a warning. They think people do not check their statements and wouldn't expect such a hike. Upon speaking with customer service who were very rude and stated that the company want 20-30% of the total loan to keep the rate the same. I was told by Gabriel that I could pay with the tax credit over 20 years to pay off $20,000+ and that the rate would stay the same if I put a thousand or so on the principle upon receipt of tax credit, which I did. I paid several thousands off on the principle and yet they still raised my rate, without my knowledge in an attempt to cause me to default on my payment so that they can take my house. They also tie in Alliant Credit Union to make the consumer create an account which the them as well for some reason. These three companies are all in bed with each other to bilk the consumer out and f thousands and thousands of dollars. Hardly any of the payment goes to the principal and it isn't right. I want to speak to someone about this Ponzi scheme and am wondering how a class action lawsuit can be filed for considering the long list of very upset customers.

Posted by owencharles84 on Jul 15, 2024
HORRIBLE company with NO ETHICS!

This asshole company sent my account to collection even though we were current and a couple years ahead of payments. No contact, no info. I contacted them through their website and got a reply 12 days later that said the account had been turned over to Turnstile Capital Management, a collection agency, which seem to work in conjunction with them. When I tried to talk to someone at Sunlight, they blocked my phone number. Absolutely the WORST, creepiest, most devious lack of ethics and morals. Should not even be in business. Horrible, horrible company and employees. Would give them 0 stars but the site won't let me.

Posted by yehaimfree on Jun 24, 2024
SCAMMERS!!

These guys put a lien on my HOME. The solar panels I purchase are 100% removable, there shouldn’t be a lien on my home! They don’t follow the intent of the contract. It says you “can” refinance with them in second position, but when you try they won’t allow it! Scam artists, funded by Democrats! Sickening!

Posted by sts_solar on Jun 12, 2024

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