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Sungage Financial - Profile & Reviews

Sungage Financial is the nation's first exclusive provider of loans designed specifically for residential solar installation. Our industry-leading marketplace provides homeowners with easy online access to low-cost financing for residential solar equipment. Headquartered in Boston, Massachusetts, Sungage partners with leading solar installers and institutional investors to help homeowners start saving money on energy from day one. An innovator in solar finance and U.S. Department of Energy SunShot Initiative awardee, Sungage is committed to helping homeowners save more through ownership.

9 reviews

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  • "Outstanding Financing"

    Reviewed Feb 12, 2021

    Thank you for financing my Solar. I’ve long awaited to put solar panels on my home and couple with Del Solar Energy you folks were able to make it happen! Awesome!

  • "Solar financing"

    Reviewed Feb 07, 2021

    Financing through Sungage was smooth and seamless.

  • "Thank you!!!"

    Reviewed Jan 12, 2021

    We used Sunlogix for our solar and Sungage Financial assisted with the financing. We had a very positive experience with both Sunlogix and Sungage Financial. Sungage was pleasant to work with, professional, efficient and very knowledgeable. We had a slight issue with the link to sign our documents after the first signature and Sungage was immediately on it and rectified the issue. We would refer them to anyone.

    Thank you Sungage!!

  • "Excellent Service"

    Reviewed Jan 12, 2021

    Committing to a solar system at your house is definitely not an easy decision regarding how sizable the investment will be. However, dealing with Sungage made the process painless and pleasant. You will be walked through the whole process and you will quickly learn how streamlined it is.

  • "30 percent tax option left me in the rears"

    Reviewed Feb 14, 2020
    "30 percent tax option left me in the rears"

    Reviewed Feb 14, 2020

    Just filed for my taxes and realized I can't get the full 30% for the solar panel installation this 2019 tax year so I have to use my full refund to pay the loan or be penalized by Sungage. I called the Loan officer and she said they were up front they need June 2020 payment. All this time I was under the impression I could receive the full 30% amount plus my normal return but instead I am left paying SUNGAGE and having less spending money for the year which I was planning to use for Home improvements.
    A coworker who recommended my solar installer "Spectrum energy" has 16 months to make that payment so they " Spectrum energy" referred me to a lesser financial company"SUNGAGE".
    Buyer beware: Make sure you have the correct liability or enough time to satisfy the loan.

    Maria Writesel
    Response from Sungage Financial
    Responded Feb 19, 2020
    Response from Sungage Financial
    Responded Feb 19, 2020

    We are sorry to hear that you didn't have enough tax liability to take advantage of your full federal investment tax credit this year. Sungage Financial always advises the homeowner to consult their tax professional to learn how the Solar Investment Tax Credit (ITC) will impact their taxes specifically.

    Certain tax circumstances (e.g. alternative minimum tax) may prevent or reduce the use of the credit. Again, we are so sorry that your tax situation didn’t produce the full 30% federal tax credit this year and we encourage you to consult your tax professional about whether you can use the balance of the credit on your 2020 tax filing.

    Please keep in mind that, in the event you do not repay the Zero-Interest-Portion as planned, the amount is simply rolled over into the interest portion of the loan. Your monthly payments would be higher, but unlike other solar financing options, you will not pay any penalties or have an increase in your interest rate.

    I hope this provides clarity on the tax credit, and encourage you to please call with any additional questions or concerns.

  • "Zero out of pocket option"

    Reviewed Oct 21, 2019

    We have a kid in college so money is not easy to come by. Sungage's option for zero out of pocket financing made our project feasible. Although the interest rate on 70% of the loan was steep, the 30% corresponding to the federal tax credit was interest-free for us. In the end this is a good value, and Sungage is providing an important service. We are glad to have worked with them.

  • "Fantastic Loan Product and Stupendous Customer Service"

    Reviewed Oct 09, 2019
    "Fantastic Loan Product and Stupendous Customer Service"

    Reviewed Oct 09, 2019

    Having worked with almost all of the loan products on the market, I can truly say that Sungage's options are far and away the best products for the end user in the market today. Specifically the way in which they handle the incentive tax credit portion of the loan is different from all other lenders. It is a huge advantage and gives added savings to the homeowner with no penalties if you decide to roll it into the main loan.

    Their rates are competitive and in most cases better than what is available from others and most importantly is their customer service. Sungage has, hands down, the BEST customer service of any of the lenders out there and one of the best customer service departments compared across any industry. They are truly out to help customers and always have a LIVE person answer the phone. With a business that also is based on customer service, we notice stellar service when we see it and Sungage exceeds the mark.

    I can't recommend them enough. Far and away the best and first solution I offer my customers.

    Craig Miller
    Alba Energy, LLC

    1 person found this helpful
  • "The Best Financing Partner"

    Reviewed Apr 17, 2019

    Sungage Financial is our first choice for financing our solar projects. My company, Nickels Energy Solutions, is a NY-based solar panel installer. Sungage impresses me with their responsiveness, customer service and competitive interest rates. Our customers love their 0% Tax Credit Bridge Loan!

    2 people found this helpful
  • "Great company to work with!"

    Reviewed Nov 21, 2018

    As a solar installer, they make things simple, clear and easy, for both our company and our customers. Great team, great rates, and great support.

    2 people found this helpful
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Sungage Financial offers homeowners the widest range of low-cost, no-money-down solar financing and tax credit solutions. From instant online credit approvals to flexible loan terms to world-class, live customer service, Sungage is the ideal one-stop financing solution. Our customer satisfaction rating is consistently more than double the average score of financial services institutions.

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Sungage Financial Headquarters

38 Chauncy Street, Floor 6
Boston, Massachusetts
02111 US


Winner of the U.S. Department of Energy SunShot Initiative award

States served by Sungage Financial

  • Arizona AZ ,
  • California CA ,
  • Colorado CO ,
  • Connecticut CT ,
  • Delaware DE ,
  • District of Columbia DC ,
  • Florida FL ,
  • Georgia GA ,
  • Idaho ID ,
  • Illinois IL ,
  • Maine ME ,
  • Maryland MD ,
  • Massachusetts MA ,
  • Minnesota MN ,
  • Nevada NV ,
  • New Hampshire NH ,
  • New Jersey NJ ,
  • New York NY ,
  • North Carolina NC ,
  • Oregon OR ,
  • Pennsylvania PA ,
  • Rhode Island RI ,
  • South Carolina SC ,
  • Texas TX ,
  • Utah UT ,
  • Vermont VT ,
  • Virginia VA ,
  • Washington WA