Mosaic - Profile & Reviews

Primary Line of Business

  • Financing Company

Mosaic - Profile & Reviews

Primary Line of Business

  • Financing Company

Additional Service Offered

Additional Service Offered
  • Financing

Why Work With Us

Why Work With Us

Honored by Fast Company as a top ten most innovative company in energy for two consecutive years, we are dedicated to empowering clean energy prosperity through finance and technology. We’re making solar energy financing accessible and affordable for homeowners by providing the simplest most innovative and customer-friendly products in the industry.

More About Us

More About Us

As the solar financial industry continues to grow, our commitment to being there right at the center, has never been stronger. We want to connect our customers’ desire to benefit from solar, with the services and financing they need to make that happen. But our true measure of impact is reflected in the number of people prospering in the collective push for 100 % clean energy.

Technology Offered

Technology Offered
  • Energy Efficiency
  • Solar PV
  • Energy Storage

Loan Product Details

Loan Product Details
  • Term

    10-20 years
  • Loan Types

    Equipment
  • Value Proposition

    A streamlined loan process, coupled with easy online access, provides the ability to instantly qualify for no money down loans with fixed interest rates and multiple loan term options.

Reviews from Our Community

Reviews from Our Community
47 Reviews
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tfawcett1
"Great company"
Reviewed Sep 17, 2018
"Great company"

I used financing from Mosaic for my home solar project and it was quick and easy. Highly recommend.

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wiki1wiki
"Find your own financing"
Reviewed Aug 30, 2018
"Find your own financing"

It was convenient. However, all monies go to interest for the first 9 months of your loan; principal stays the same. Once we were ready to pay the loan off, Mosaic played games with our mortgage broker and us. They never sent the pay-off amount the first 2 attempts; once ...

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3 out of 3 people found this review helpful
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devinrutledge
"One Stop Shop! Great Experience!"
Reviewed Aug 24, 2018
"One Stop Shop! Great Experience!"

We were in the market to go solar, but we needed extensive electrical work and a new roof before we could consider it.
Luckily we worked with a reputable installer who offered us two solutions from Mosaic- a Solar Loan for the system going on the roof that had a ...

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marina.brauch
"Great experience!"
Reviewed Aug 17, 2018
"Great experience!"

I recently went solar with a local installer who offered me a Mosaic financing option for my home. We couldn’t be happier with the quality of the work and the ease of the financing. We considered paying cash or getting a HELOC, but decided against it. The paperwork and ...

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MARYKAY2003
"Crooked Company"
Reviewed Aug 17, 2018
"Crooked Company"

After a year with this company and problems with them I thought things were going well... All of a sudden I get a bill from Mosaic stating that I need to pay an extra $9000.00 by October or my payment will go up $50.00 extra a Month. Their ...

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1 out of 2 people found this review helpful
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mrwidgery
"Happy Mosaic customer"
Reviewed Jul 28, 2018
"Happy Mosaic customer"

Big thank you Mosaic for your great customer service Dept. I've had a few questions along the way & the help I've received has been outstanding. Keep up the great work.

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nunezcabeza
"Mosaic is Easy, Responsive, Cooperative"
Reviewed Jun 13, 2018
"Mosaic is Easy, Responsive, Cooperative"

When I purchased our solar system, we needed a loan for about $15,500. Mosaic was very helpful and responsive to our needs. I said that I did not want to take the full 15 years to pay it back, but that I wanted to pay the loan back within ...

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engprof44
"sun powered home"
Reviewed May 25, 2018
"sun powered home"

We are truly enjoying the use of solar power. We have the same bill each month which is automatically paid. Our PG&E (water and gas) varies between $25 - $75 per month. Since we purchased the pnels, they have dded over $25000 to the assessed value of our home.

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chrisfergon
"Piece of cake"
Reviewed May 24, 2018
"Piece of cake"

We installed our system with Peak Power Solutions. They did not miss a beat and did everything they said they would. I would recommend them very highly. As far as Mosaic is concerned they have done everything perfectly as well. I think a lot of these negative reviews are from ...

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westypilot
"Easy solar loan"
Reviewed May 24, 2018
"Easy solar loan"

Financed our Tesla solar through Mosaic (9.5 Kwh system). Easy process at a great rate. I couldn't find a lower rate (not even the local credit union could match it). 18 month grace period to apply federal rebate was a great bonus. I've done home equity loans and car ...

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mrodr811
"Horrible, AVOID this Campany"
Reviewed Apr 29, 2018
"Horrible, AVOID this Campany"

@lamar_3704 i am going through the same process could you email me would like to know more on tge process.

This company puts a lien on your home, they don't work with you. They have the worst customer service ever. I am trying to sell my house and I cant ...

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1 out of 2 people found this review helpful
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j68linda
"Excellent customer service!"
Reviewed Apr 26, 2018
"Excellent customer service!"

I had a lot of questions today about my loan. I had the pleasure of getting Octavia on the phone. She was patient, personable, and kind. She definitely provided me with excellent customer service. She was uplifting, and actually made my day much better! Mosaic is lucky to have her ...

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shannonh2454
"AVOID this company"
Reviewed Apr 09, 2018
"AVOID this company"

Terrible service, difficult to deal with, waited 2 weeks to file a release of lien electronically even after being asked to speed it up. It takes a one page form and a fax number. I would recommend any one interested in putting solar on their property to avoid getting into ...

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1 out of 2 people found this review helpful
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denis.j.llamas
"Avoid this company"
Reviewed Apr 01, 2018
"Avoid this company"

No communication during the loan process. That plus the reviews here led me to cancel the project. Solar is difficult to cost justify with long breakeven times. Not worth the expense.

1 out of 2 people found this review helpful
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lamar_3704
"Horrible"
Reviewed Mar 28, 2018
"Horrible"

They will put a lean on your property! We have never made a late payment with them. We moved due to my job and put our house on the market including our solar. Our home is currently under contract and the buyers do not want the solar. So we thought ...

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1 out of 2 people found this review helpful
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ssgtbarclay
"Worst Business"
Reviewed Mar 13, 2018
"Worst Business"

Reaching target payment date and all the sudden it’s taking 20 Days for my payment to post towards my loan. Plus by paying the remainder of the target payment by the websites stated info still will not reach your goal because it doesn’t include your monthly payment. Most ...

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1 out of 1 people found this review helpful
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spendsitwell
"Communication and payment system needs improvement"
Reviewed Feb 28, 2018
"Communication and payment system needs improvement"

The payment system is not set up to make extra principal payments. You have a very small window(4 days) of opportunity to make any principal payments. I found this out after many attempts to contact customer service and speaking with many managers. The communication with customer service is not ...

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1 out of 1 people found this review helpful
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ecorbett
"Great terms and great service"
Reviewed Feb 22, 2018
"Great terms and great service"

I financed part of my solar panel system and generator with Mosaic. I found their customer service and terms to be excellent making this part of the process seamlessly smooth. The loan docs were easy to understand and both times that I needed someone on the phone I got quick ...

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avill1229
"AVOID AVOID AVOID "
Reviewed Feb 06, 2018
"AVOID AVOID AVOID "

PLEASE READ Page 11 Section 3 of the contract carefully. Serious you get hit with interest accrued from the very beginning, Almost 6 months of my payments were applied ONLY towards interest. They don't have an option to make payments towards the principle. Shady company.

1 out of 1 people found this review helpful
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daniel.larsen
"A real no brainer"
Reviewed Jan 23, 2018
"A real no brainer"

This was the only company that was able to do the job for me. I wanted 100% solar. No electric bill. The other companies, I tried MANY, would only install 10-25% power usage. My payments are less than I paid for electricity. In 15 years it will be paid off ...

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rmtch
"Excellent service"
Reviewed Jan 23, 2018
"Excellent service"

All of our dealings with Mosaic were clear and easy. Painless loan application and simple payment methods.

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ardurham120
"Solar Financing "
Reviewed Jan 22, 2018
"Solar Financing "

Mosaic has provided excellent customer service and when I needed to refinance my mortgage Mosaic issue a temporary lifted the lien.

1 out of 1 people found this review helpful
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bigdogjules
"Nice job"
Reviewed Jan 22, 2018
"Nice job"

Had a great team working on my loan , let’s say it-wasn't easy once done the loan set up with Auto Pay was alsome and easy thank u so much !!

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manz350z
"Auto payment help"
Reviewed Jan 18, 2018
"Auto payment help"

David S Good work! Helped stop late payment issues when initiating our account.

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richard.m.morley
"Excellent Customer Support"
Reviewed Jan 18, 2018
"Excellent Customer Support"

I needed to change my checking account for my autopay, and the on phone service by Daniela Rueda was superb. Great loan partner so far. Couldn't be happier.

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woodshd
"Your Doing a Great Job"
Reviewed Jan 17, 2018
"Your Doing a Great Job"

All our questions were answered by the rep. Very friendly and new the answers we needed to every question we asked. Keep up the great work. Thanks.

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jwo6136
"Runaway"
Reviewed Jan 16, 2018
"Runaway"

What a sales pitch at the kitchen table. They offer and contract with you a 3.99% APR on the loan if you'll only set up ACH Payments with them through your checking account with your banking institution. If you'd rather pay yourself, it will be a 4.24% rate ...

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1 out of 3 people found this review helpful
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gentek95301
"Completly Satisified"
Reviewed Jan 05, 2018
"Completly Satisified"

Great customer service. Staff answers and explains everything. They are very helpful and I would and do recommend them to everyone. They make it easy and unstressful.

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Extremely Disappointed
"Stay away from Mosaic"
Reviewed Dec 29, 2017
"Stay away from Mosaic"

There is a chance Solar Mosaic does redeem my view on them as a company. Tell will tell soon and this review will be updated accordingly.

1 out of 3 people found this review helpful
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craig.linde
"Lien on your house"
Reviewed Dec 03, 2017
"Lien on your house"

Tried to refinance our home to lower our interest rate but Mosaic had put a lien on our loan. They put so much red tape in the way that by the time we finally found a way around everything so we could do the refi, interest rates had spiked and ...

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1 out of 2 people found this review helpful
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McNabb
"Simplest loan process"
Reviewed Nov 10, 2017
"Simplest loan process"

Super fast process, and all online so you don't have to leave your house or fill out paperwork like other loans. Phone support people are also very helpful. My credit is not the best but it didn't matter. Can't wait for my electricity bill to disappear!

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lmbourdon
"Beware!"
Reviewed Sep 25, 2017
"Beware!"

My husband and I are very interested in getting solar panels and had almost signed on the dotted line for the loan when we noticed the clause stating that their loan would supersede all other loans, including mortgages. Our mortgage documentation states the same so we could have gotten ourselves ...

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3 out of 4 people found this review helpful
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carrdraincleaningmi
"No communication "
Reviewed Sep 17, 2017
"No communication "

Salesman was well informed, said he would get back with me. Nope, not one word.

Don't waste your time with this company.

2 out of 2 people found this review helpful
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brian
"This company sucks"
Reviewed Jul 27, 2017
"This company sucks"

If you are thinking of using this company DON'T RUN!!! They are great at sales after that the whole thing goes down hill, can't talk to anyone about problems, no accountability in any way just walk away you will be glad you did.

1 out of 1 people found this review helpful
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stayathomemomtoallgirls
"Beware "
Reviewed Jun 26, 2017
"Beware "

They financed us just fine. But they put a lien on our home, which has made refinancing our home a complete pain, adding weeks to the refinancing process. Do not do business with them until you know whether or not they're putting a lien on your home.

5 out of 6 people found this review helpful
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rltomkiewicz
"Gone Solar"
Reviewed Jun 13, 2017
"Gone Solar"

So far my electric bill has been negligible.
Replacing my electric bill with the loan for the solar panel purchase is a cost effective alternative for going green.

2 out of 3 people found this review helpful
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helenm41541
"Solar makes me happy"
Reviewed Jun 12, 2017
"Solar makes me happy"

I have wanted to go solar ever since it came into being, unfortunately the high cost at the time did not make that possible. Thanks to the improvements on solar and the price coming down and with Mosaic to help with the process of making a long time dream come ...

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2 out of 3 people found this review helpful
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sgnelson
"The Mosaic Salesperson is NOT straight with customers!"
Reviewed May 12, 2017
"The Mosaic Salesperson is NOT straight with customers!"

Wow, only 20 words because I want to warn you, these people care nothing about you or the environment just want to rip you off put another mortgage on your home, did not send tax information for you to get a check to pay on your account!! DO NOT TRUST ...

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7 out of 8 people found this review helpful
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gcalnan
"What do you mean you need 10k inside the next 6 months"
Reviewed Apr 08, 2017
"What do you mean you need 10k inside the next 6 months"

Mosaic is an integrated part buying solar thru LA Solar. It all seem so easy.
We set up auto pay so that we kept things simple and never had a problem
with late or unpaid loan payments. Then..last month...we received an\
urgent notice from them saying we have ...

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8 out of 10 people found this review helpful
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dustydeschull
"Don't walk, RUN, in the opposite direction!"
Reviewed Apr 03, 2017
"Don't walk, RUN, in the opposite direction!"

Can you say loan sharks! It's a shame we did not look further into this company before agreeing to this solar loan. We were so concerned about ghe solar panels and the company behind them, hhatcwe failed to do our homework where the finance company was concerned. BIG MISTAKE! THE ...

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7 out of 8 people found this review helpful
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bnmflint
"Mosaic made my solar purchase easy and affordable ."
Reviewed Mar 25, 2017
"Mosaic made my solar purchase easy and affordable ."

Mosaic made financing my solar system easy and affordable . I can even use my tax credit to help pay for it , unlike leasing a system .

1 out of 2 people found this review helpful
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rachaeltherealtor
"Every easy and no complaints!"
Reviewed Mar 20, 2017
"Every easy and no complaints!"

I love how easy it is to make my solar payment. I just sit back and it's automatically pulled from my bank account. I also love that I have over a year to pay my loan down before it's re-amortized. I plan on sending a bunch of money so that ...

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2 out of 3 people found this review helpful
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kathryn.ellis
"Great Opportunities and Transparency"
Reviewed Mar 16, 2017
"Great Opportunities and Transparency"

Mosaic made it easy for my husband and I to afford solar. We didn't think we would be able to accomplish our dream of producing clean solar energy due to the overwhelming costs involved. We were wrong. Not only did Mosaic finance our dream, it was easy, straight forward and ...

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2 out of 3 people found this review helpful
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davidfnk
"solar"
Reviewed Mar 15, 2017
"solar"

I was told that we will not have any bills once we put in solar but that is wrong, my monthly bills averages about $150.

1 out of 2 people found this review helpful
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sakthese
"Crooked"
Reviewed Dec 07, 2016
"Crooked"

My wife made a payment on their website and when she did so it said it wouldn't process so she tried again and this time it went through. They ended up processing 2 payments so my wife contacted them about getting one of the payments back and they told her ...

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6 out of 7 people found this review helpful
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tsgtbarclay
"Worst Company"
Reviewed Nov 21, 2016
"Worst Company"

Recently had solar installed on my home and was informed that Solar Mosaic Inc. would be my finance company. My first payment I contacted them to.

1. Change my billing date from the 16th to the 1st of the month. Sorry we can't do that...
2. Okay I'll pay through ...

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5 out of 5 people found this review helpful
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911pcdoc
"simple and easy"
Reviewed Sep 19, 2016
"simple and easy"

i cant believe how easy they made this and how quickly they got it all approved!!

3 out of 4 people found this review helpful
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