EnerBank USA - Profile & Reviews
Primary Line of Business
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Financing Company
Financing Company
Financing Company
Bank that specializes in unsecured home improvement and home energy loans through strategic business partners and independent home improvement contractors in all 50 states.
ResidentialSolar PV
ResidentialSolar PV
ResidentialSolar PV
Office BuildingSolar PV
ResidentialSolar PV
ResidentialSolar PV
Single-Family ResidenceSolar PV
ResidentialSolar PV
ResidentialSolar PV
Rates and terms were very reasonable compared to what I found on the open market (2 separate loans with good terms for the main construction). The only things that is a little lacking (take away from quality) is the lack of a real online management portal. Everything is paper which for being 2017, you would expect e-Bills to be the standard or at least a choice, but they still invoice you via mail and have an online portal to pay at least which doesn't add any extra fees/overhead.
I would never have thought it possible to make my dream come true of using solar energy to reduce my carbon footprint on our planet. When Enerbank called to tell me I was approved for my loan I was overjoyed. I now have a 48-panel solar installation that is supplying my home with clean, renewable energy. They gave me an interest-free loan equal to the tax exemption, payable within 12 months, and a very low rate on the balance of the cost of the panels, payable over a 12-year period. I can pay this off monthly, and when it is time to sell my house and retire, I will pay it off entirely. I always remind folks that it may cost more in the short run to invest in solar panels, but the savings to the health of the planet far outweighs this and cannot be undervalued.
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