Get a loan to finance your solar energy system

EnergySage is the leading source of solar financing information. Review your options below to learn more about each provider.

Solar Loan FAQ

Should I buy or lease my solar panel system?

The decision to buy or lease your solar energy system depends on your reasons for going solar. If you are interested in maximizing the financial returns of your solar energy system, buying the system is probably a better decision for you. However, if you prioritize an easy, maintenance-free way to reduce your energy bills and help the environment, you should consider a solar lease.

Which is better – solar loans or solar leases?

Solar loans and solar leases each have advantages and disadvantages. Both options reduce your monthly electricity bills and your impact on the environment, but the terms and conditions of each type of agreement are different. Compare solar loans and solar leases on EnergySage to determine which one is right for you.

What is the difference between secured solar loans and unsecured solar loans?

The primary difference between secured and unsecured solar loans is that secured solar loans require that you promise an asset, usually your home, as collateral for the money that you borrow. Unsecured solar loans do not, but their interest rates are generally higher to compensate for the increased risk taken on by the lender. To understand which financing option is best for you, evaluate offers for both secured and unsecured loans on EnergySage.

How do I choose the best solar loan?

Many different institutions offer solar loans, including local and national banks, specialty financing companies, manufacturers, and credit unions. To choose the best solar loan for you, compare options from a few different financing providers. Use the EnergySage Solar Marketplace to review multiple equipment, installer, and financing options.

Will my solar installer offer a loan?

Many installers provide loans, but not all installers. These are often unsecured solar loans, which may have hidden fees but other benefits relative to secured solar loans. While installers are often dealers for loans, they’re not necessarily the lender themselves. By signing up for a solar loan through an installer, you may be borrowing from a separate loan company that works with the installer. It’s important to consider the terms and conditions of your agreement with the lender as well your agreement with the installer.

Still have more questions?
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Service Area: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, ...
Loan Types: Mortgage, Equipment
Term: 3-20 years
Company
Service Area
Loan Types
Term
Service Area AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, KS, LA, MA, MD, ME, MI, MN, MS, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WY
Loan Types Mortgage, Equipment
Term 5-20 years
Service Area CA
Loan Types Equipment
Term 12-20 years
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Service Area
Loan Types Equipment
Term 10 years
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Service Area TX
Loan Types Mortgage, Equipment
Term 5-10 years
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Service Area MA, RI
Loan Types Mortgage, Equipment
Term 10 years
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Service Area MA
Loan Types Equipment
Term 10 years
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Service Area MA
Loan Types Equipment
Term 15 years
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Service Area
Loan Types Equipment
Term 10 years
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Service Area AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
Loan Types Mortgage, Equipment
Term 10-20 years
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Service Area MA
Loan Types Equipment
Term 10 years
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Service Area AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
Loan Types Equipment
Term 12 years
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Service Area AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
Loan Types Mortgage, Equipment
Term 12 years
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Service Area AZ, CA, CO, CT, DE, HI, LA, MA, MD, MO, NJ, NM, NV, NY, OR, PA, TX
Loan Types Equipment
Term 25 years
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Service Area CO, NM
Loan Types Mortgage
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Service Area
Loan Types PACE
Term 5-20 years
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Service Area
Loan Types Mortgage, Equipment
Term 2-5 years
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Service Area VA
Loan Types Mortgage, Equipment
Term 20 years
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Service Area CA
Loan Types Equipment
Term 10 years
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Service Area
Loan Types Mortgage, Equipment
Term 2-7 years
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Service Area CA
Loan Types Mortgage, Equipment
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Service Area CA
Loan Types Equipment
Term 6 years
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Service Area CA
Loan Types Mortgage, Equipment
Term 2-8 years
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Service Area AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
Loan Types Mortgage, Equipment
Term 20 years
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Service Area CO
Loan Types Mortgage, Equipment
Term 3-15 years
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Service Area TX
Loan Types Mortgage, Equipment
Term 20 years
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Service Area CA
Loan Types Mortgage, Equipment
Term 5-20 years
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Service Area CO
Loan Types Mortgage, Equipment
Term 5-20 years
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Service Area FL
Loan Types Mortgage, Equipment
Term 10 years
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Service Area FL
Loan Types Mortgage, Equipment
Term 5-15 years
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Service Area HI
Loan Types Mortgage, Equipment
Term 20 years
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Service Area ID
Loan Types Mortgage, Equipment
Term 5 years
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Service Area IA
Loan Types Mortgage, Equipment
Term 20 years
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Service Area MI
Loan Types Mortgage, Equipment
Term 1-10 years
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Service Area MN
Loan Types Equipment
Term 20 years
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Service Area MT
Loan Types Mortgage, Equipment
Term 1-20 years
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Service Area NE
Loan Types Mortgage, Equipment
Term 10 years
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Service Area NC
Loan Types Mortgage, Equipment
Term 7 years
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Service Area OH
Loan Types Mortgage
Term 7 years
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Service Area OH
Loan Types Mortgage, Equipment
Term 5 years
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Service Area OR
Loan Types Mortgage, Equipment
Term 10-20 years
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Service Area SC
Loan Types Mortgage, Equipment
Term 10 years
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Service Area TX
Loan Types Mortgage, Equipment
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Service Area WA
Loan Types Mortgage, Equipment
Term 7 years
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Service Area WA
Loan Types Mortgage, Equipment
Term 10 years
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Service Area WI
Loan Types Mortgage, Equipment
Term 15 years
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Service Area CA
Loan Types PACE
Term 20 years
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Service Area AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
Loan Types Equipment
Term 20 years
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Service Area WA
Loan Types Mortgage, Equipment
Term 15 years
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Service Area CA, FL
Loan Types PACE
Term 5-20 years
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Service Area CA, CO, CT, DC, DE, MA, MD, NH, NJ, NY, OR, TX, VT
Loan Types Equipment
Term 5-20 years
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Service Area AZ, CA, CO, CT, HI, MA, NJ, NY, OR, UT, WA
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Service Area CA
Loan Types Equipment
Term 8-20 years
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Service Area MA
Loan Types Equipment
Term 10 years
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Service Area AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
Loan Types Mortgage, Equipment
Term 3-20 years
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Service Area MA
Loan Types Equipment
Term 10 years
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Service Area MA
Loan Types Equipment
Term 10 years
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Service Area AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
Loan Types Mortgage
Term 15 years
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Service Area CA, CT, FL, IN, KY, NY, PA
Loan Types PACE
Term 5-25 years
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Service Area AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
Loan Types Mortgage
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Loan Types Equipment
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Service Area
Loan Types Mortgage, Equipment
Term 12-20 years
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Service Area
Loan Types Mortgage, Equipment
Term 15 years
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Service Area
Loan Types Mortgage, Equipment
Term 15-20 years
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Service Area CT
Loan Types Equipment
Term 12 years
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Service Area NV, OR
Loan Types Mortgage, Equipment
Term 10 years
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Service Area NY
Loan Types Mortgage, Equipment
Term 20 years
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Service Area
Loan Types Mortgage
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Service Area CT, DC, MD
Loan Types Mortgage, Equipment
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Service Area AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
Loan Types Mortgage
Term 10-30 years
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Service Area MA
Loan Types Equipment
Term 10 years
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Service Area AZ, CA, CO, FL, GA, MI, MN, NC, NJ, OH, OR, SC, TN, TX, UT, WA
Loan Types Equipment
Term 10-20 years
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Service Area MA
Loan Types Mortgage, Equipment
Term 20 years
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Service Area MA
Loan Types Equipment
Term 5-15 years
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Service Area
Loan Types Equipment
Term 10 years
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Service Area VT
Loan Types Mortgage, Equipment
Term 15 years
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Service Area WA
Loan Types Mortgage, Equipment
Term 3-12 years
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